Lower the Cost of Your Auto Insurance in {states_primary}

Drivers ask the team at {agency_name_long} this more than just about anything else – how do you save money on auto insurance policies? There are a number of factors that go into determining the cost of your car insurance premiums, and {agency_name_short} has some helpful suggestions to help you lower your costs.

In {states_all}, What Things Can You Do to Keep Your Policy Costs Low?

  • The kind of car counts. Luxury cars and performance vehicles cost more to repair, maintain and insure than family sedans. The same applies to classic cars: the more expensive to buy, the more expensive to repair, maintain and insure. The age of the car also makes a difference. Newer cars might cost more than older ones.
  • Safety saves! A clean, safe driving record can also lower your rates. Ask your {agency_name_long} agent about other ways to be rewarded for safe driving and vehicle protection (such as anti-theft devices). Taking a driver-training or accident-prevention course may also qualify you for discounts.
  • One company + multiple policies = lower cost. The more insurance policies you have with a company, the more the savings. So, try having one company cover all of your insurance needs.
  • The higher your deductible, the lower your premium. A deductible is the out-of-pocket amount you are willing to cover in the event of a loss. Increasing your deductible saves you money. Decide if you’re comfortable paying more out-of-pocket after a loss later in order to save money now.
  • Keep {agency_name_short} up to date! Get a new job {tagline:cond}in {regional_designations} {/cond}and driving less for your job than you used to? Moved to {neighborhoods}? Your teen driver getting good grades (they may qualify for a “good student” discount)? All of these things affect how much you pay and could result in discounts. Talk to {agency_name_long}.

What Other Auto Insurance Cost Factors in {states_all}?
What you pay for auto insurance could be determined by many factors. A few other things that may affect how much you pay:

  • How much you drive. Drivers with longer or more frequent commutes usually pay more than the average driver.
  • Your age, gender, and marital status. These factors correlate to accident rates – so they’re a consideration. Ask an agent at {agency_name_long} for more information.
  • Where you live. Rates vary all across {states_all} – sometimes cost may change between neighborhoods or even between ZIP codes. Insurance companies research the accident/claim rate in many cities, likely including {cities_all}, and your premium will reflect that. Live in a high accident area? Expect to pay more.
  • Your driving record. Drivers with a history of accidents or violations (like speeding tickets) generally pay more than those who are accident-free for several years.

Use our site, or contact us to learn more about {link_auto}auto insurance{/link_auto}, how to determine your {link_auto}auto insurance needs{/link_auto}, and how to {link_auto_coverage}understand your auto coverage{/link_auto_coverage}.

For more advice and complete help in protecting the things that matter most to you, contact {agency_name_short} at {general_phone} or {email} today!

Content provided by: Safeco Insurance

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