You Know How Bad Hurricanes, Severe Storms Can Be: Be Prepared

We’ve all seen the dramatic effect hurricanes, tropical depressions and other severe storms can have on the coast and even far inland – both the initial wind and rain and the floods that follow.

According to NOAA, 19 states from Texas to Maine have been directly hit by hurricanes. any more have been affected by torrential rains and tornadoes as those weakening storms moved inland.

But there are steps you can take to stay safe and reduce damage to your property in the event of any severe storm, whether you live in {states_all_or}.

Know What Your Insurance in {states_primary} Covers and How Much You Need

  • Homeowner’s insurance typically covers the cost to repair common hurricane and severe storm damage – including damage to roofs and walls, cars and your inventory or belongings. Check with us at {general_phone} to make sure you’re covered.
  • If you can’t live in your home in {states_all_or}, some policies will pay additional living expenses. Review your policy for detailed coverage explanations.
  • Review your insurance policy annually to be sure you have enough coverage to rebuild based on current construction costs.
  • Work with an independent building contractor to get a precise estimate, and talk to us at {agency_name_short} about your building’s unique features.

Flood Damage from Hurricanes Isn’t Covered by Property Insurance

Neither home nor business insurance covers flood damage from a hurricane. If you’re in an area susceptible flooding – even if it’s not in a place hit by hurricanes – we here at {agency_name_short} can help you purchase a policy through the National Flood Insurance Program.

Act Now to Reduce Damage Later in {cities_primary}, Elsewhere

  • Install storm shutters.
  • Remove yard debris, such as dead tree limbs, that can become flying missiles.
  • Have a safe place to park your cars and/or store your boat.
  • Make sure you, your family, and/or employees know how to shut off utilities.
  • Back up computer records and store them at least 50 miles offsite.
  • Gather important papers, including inventory lists and insurance information to take with you if you must evacuate.

In the Path of a Hurricane or Severe Storm?

  • Stay indoors
  • Avoid elevators.
  • Stay inside and away from windows, skylights and glass doors.
  • Know your community’s evacuation plan and, if asked to evacuate, do so immediately.

Driving

Avoid washed out and wet roads that can hide downed electrical lines or underlying currents that can carry your vehicle away.

Contact Us!

For further questions and assistance, please contact {agency_name_long} at {general_phone} or {email}.

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Content provided by: Safeco Insurance

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